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Home > Blog > Does Your Renters Insurance Cover that Engagement Ring?
TUESDAY, SEPTEMBER 23, 2014

Does Your Renters Insurance Cover that Engagement Ring?

Diamond RingYou just got engaged and you are loving the comments about what a great ring you have. It is beautiful, and you have even got one place you always put it when you take it off to wash your hands or clean your home. You don't ever want to lose or damage this beautiful ring.

We don't want to take away any of your excitement about being engaged and your beautiful ring. But, we have to ask, because we care. Is your ring protected with insurance?

For renters, an important step is to ask your independent insurance agent if your ring is protected. Why? 

  1. If you rent and don't have renters insurance, then your ring is definitely not protected in case of theft or a natural disaster that might damage it. Not only is your ring not protected, nothing you own in your home is protected.

  2. If you have renters insurance, talk with an insurance agent to be sure your coverage includes your new ring. Why? You might have minimal coverage and your ring might be worth more than anything else you own. Your maximum coverage might be $2,000, yet your ring is worth $3,000. So, it might not be fully covered. 

  3. While this is about renters insurance, we can't let down those who own their homes. If you own your home, you need to also check with your insurance agent to be sure you have enough coverage for this new engagement ring.

We don't want to spoil the excitement of your new engagement ring. Rather, we just want to be sure you can rest easy knowing that your new ring is covered—just in case.

Protect your precious valuables. Call Reliable Insurance Managers at (713) 227-7283 for more information on Houston renters insurance.

Posted 7:53 PM

Tags: insurance, renters insurance, houston, katy,
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