☰ ˟
Agent Appointment  Call Now / 713-227-7283
Logo
  • Home
  • Get a Quote
  • What We Offer
    • Automobile
    • Bonds
    • Business & Commercial
    • Business Owners Policy (BOP)
    • Commercial Auto
    • Dental
    • Earthquake
    • Farm
    • Flood
    • General Liability
    • Health
    • Homeowners
    • Life
    • Limousine
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Trucking
    • Vision
    • Watercraft & Boat
    • Windstorm
    • Workers Compensation
  • Agents
    • Agent Appointment
    • How We Can Help
    • Carrier Appointments
    • Online Payment
    • Get a Quote
  • Policy Service
    • Customer Service Forms
    • Make a Payment
    • Claims
  • Resources
    • View our Blog
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • FAQs
    • Join Our Newsletter
  • About Us
    • About Reliable Insurance Managers Inc
    • Our Locations
    • Employment Opportunities
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact

What can we help you cover!
Bookmark and Share
Home > Renters Insurance

Renters Insurance


Renters Insurance Information

Click to Begin Your Free Insurance Quote

or Call us at 713-227-7283 

 

Protect yourself in your rental house by getting renters insurance. Coverage makes sure you can feel secure within your home, regardless of if you own it. Tenants of apartments, condos or full-size homes all need this coverage, and they need it to be a custom fit to their property risks.

Reliable Insurance Managers, Inc. can help anyone get renters insurance that suits them inside, outside and throughout their residences.

What is renters insurance?

Renters insurance helps you get peace of mind when living in a rental home, even though you don’t own it. With a policy, you’ll have a source of financial support if accidents occur. So, if a fire, severe storm, theft, vandalism or other harmful event occurs, this coverage can assist you.

Why do I need it?

If you file a claim on renters insurance, your agent will determine if the policy will cover the requested costs. If it will, you can receive help with recovery costs from the policy, rather than paying out-of-pocket. You’ll be able to pay for things like repairs, living expenses and even costs related to lawsuits. You won’t have to worry about how you’ll afford to clean up messes from unexpected accidents.

What does renters insurance cover?

Renters coverage is not only important for your own security, but also for the property’s security in general. That’s why many landlords require that their tenants get coverage before they move into a rental. Policies primarily offer three types of coverage:

  • Possessions insurance: Coverage will pay to help you repair or replace your personal belongings in the rental home. Clothing, furniture, electronics and more can often receive coverage.
  • Liability insurance: If you cause accidental harm to a third party, like a neighbor, houseguest or stranger, this coverage can pay them their costs of recovery, so you don’t have to.
  • Living expenses insurance: A damaging accident at home might mean you must temporarily move out. This coverage can help you pay costs like hotel bills or other unanticipated expenses.

How much renters insurance do I need?

Reliable Insurance’s dedicated agents are here to make sure you get personalized renters coverage. The more coverage you have, the more money you’ll be able to recover following a damaging accident. We offer numerous enhanced policy options, like:

  • Tailored liability limits
  • Structure damage liability insurance
  • Pet bite liability coverage
  • Legal assistance liability coverage
  • Scheduled items insurance
  • Replacement cost value (RCV) coverage
  • Accidental medical cost reimbursements
  • Low-cost deductibles
  • Policy discounts

Your house is probably where you feel the most secure. By getting renters insurance, you won’t have to worry about bad things happening to you, your family or others while inside your rental home.

Renters Insurance FAQs

Who needs renters insurance coverage?

Anyone who rents a home needs renters insurance. However, this coverage does not insure landlords. Landlords will need their own homeowners insurance for rental properties.

Is it worth getting renters insurance?

The whole point of renters coverage is to minimize your financial losses in case sudden, unexpected accidents strike in your home. It’s supposed to be able to step in during harder moments to make the recovery easier. You might not need to look at it every day. Still, with coverage, always have help available, just in case of a problem.

How much does renters insurance cost?

Most renters policies are very affordable. Many people pay less than $50/month. We’ll help you choose the right amount of coverage, but maintain your desired price targets to ensure you can afford it.

Does renters insurance cover structure damage?

If you accidentally damage the rental house’s structure, then your liability insurance might be able to compensate the landlord for some of the recovery costs. It can also help you pay in case you cause damage to a neighbor’s property as well. However, if outside events like break-ins or fires damage the structure, the landlord’s own property insurance will usually pay for structural repairs.

Call us right now at 713-227-7283 or request a policy quote online. It’s fast and entirely free.

Additional Resources:

  • Picking the Right Home Insurance Coverage for Accidental Landlords
  • Does Your Renters Insurance Cover that Engagement Ring?
  • How to Save Money on Renters Insurance
  • Preventing Apartment Theft
  • Why Renters Insurance is a Must for Pet Owners
  • Get more renters insurance articles here.

Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Renters Insurance - Submit a Quote
Renters Insurance Quote

Renters Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Renters Property Loss Claim Form
Request Declaration and Coverages Page for Existing Renters Insurance Coverage

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Reliable Insurance Managers, Inc.
Call:
713-227-7283
We work for you. As a one-stop agency, we continually search for companies that offer great rates and that are easy to work with. Our staff of proven professionals is committed to providing you with the type of exceptional service you deserve and expect.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Join Our Newsletter/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Make a Payment/ Insurance Glossary/ FAQs
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder