Monday, July 19, 2010Americans love their dogs. In many households, canines are considered part of the family, participating in daily and weekend activities, along with other family members. Though dogs can be loving and fun—and offer never-ending companionship—they can also be unpredictable: sweet and docile one minute, and aggressive and dangerous the next, depending on the situation. READ MORE >>
Monday, July 19, 2010If you think that policy non-renewal and cancellation is the same thing, think again. There's a substantial difference between these two. Generally an insurer hasn't the right to cancel a home insurance policy that is active for more than 60 days except when: Your premium is not paid in time READ MORE >>
Monday, July 19, 2010Unlike the situation with car insurance, you aren't legally required to own a home insurance policy to live in your house. But, in case you've used a mortgage to finance the purchase of your house the lender will most likely require you to purchase a home insurance policy. READ MORE >>
Monday, July 19, 2010Buff up on current events Catch the news or listen to AM radio before you leave. Your awareness of what's new will come in handy during that long tunnel ride when the radio cuts out. Discuss costs upfront Generosity is king of the carpool lane. Make sure there's no miscommunication regarding gas money, toll money, etc. READ MORE >>
Monday, July 19, 2010Regardless of how much time you have to react to a disaster, you can do things well in advance to prepare. A little advance planning could save your life. To prepare for any kind of disaster, pack a survival kit that includes: Water in non-breakable containers A first-aid kit READ MORE >>
Monday, July 19, 2010 Q) If I let someone borrow my car and they are in an accident, whose (if any) insurance will apply? A) A good rule of thumb: "Liability follows the car." In most cases, the insurance on the vehicle will apply if the accident is sustained while the vehicle is being driven by someone with permission. READ MORE >>
Monday, July 19, 2010Are you tired of your rates going up year after year on home and auto? Are they no longer writing in your zip code? Have they increased your deductible? Does it seem like State Farm, Farmers, Allstate, Geico, Progressive, Esurance & Nationwide are always going up on their price. READ MORE >>
Friday, July 16, 2010As I was driving down the road recently, a woman making a three-point turn backed into my vehicle. Her car was almost perpendicular, blocking the road except for the right lane. I tried to pass in that lane, and she hit me. The collision damaged my car significantly but caused little damage to her SUV. READ MORE >>
Friday, July 16, 2010So you get pulled over, and you know you’ve let your car insurance lapse. Johnny Law is walking up to your window, just aching to bust you for driving without insurance. But if you don’t tell him that you don’t have active insurance, he’ll never know, right? Wrong. READ MORE >>
Friday, July 16, 2010I was in a car accident recently, and I showed the police officer an insurance card for a canceled policy. I knew the policy was defunct, but I didn’t want the officer to know I didn’t have car insurance. Could I go to jail for this? Answer The answer to this question depends on the laws of your state. READ MORE >>
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