Reliable Insurance Managers, Inc. Blog: lower
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Tuesday, January 17, 2012In Texas, some 690,000 consumers may receive approximately $160 million in insurance rebates in August. The money comes as part of the medical loss ratio provision of the Affordable Care Act, which dictates that insurers must pay at least 80% of the money they collect from premiums on medical care and if they cannot meet this standard they must return the money to policyholders. READ MORE >>
Thursday, January 20, 2011Rate reduction The easiest way to lower your payment is to refinance your current mortgage to a lower rate. While rates are not near the rock-bottom levels of the last several years, they're still low when compared to the historical rate climate. READ MORE >>
Thursday, January 20, 20111. Stay healthy Yes, this is easier said than done, but staying healthy goes a long way toward controlling health insurance costs. If you're buying an individual health plan, you'll be charged based on your health, including weight, cholesterol, blood pressure and other pre-existing health conditions. READ MORE >>
Thursday, January 20, 20111. Request higher deductibles. The deductible is the amount of money you have to fork over before your insurance policy comes to the rescue. By bumping your deductible up from $200 to $500, you could lower the cost of your collision and comprehensive coverage by 15 percent to 30 percent. READ MORE >>
Wednesday, January 19, 2011Raise Your Deductible Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim, according to the terms of your policy. The higher your deductible, the more money you can save on your premiums. Nowadays, most insurance companies recommend a deductible of at least $500. READ MORE >>
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