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View the latest blog posts from Reliable Insurance Managers, Inc..

Thursday, March 15, 2012

Texas A&M System to charge tobacco users more for health plan

Tobacco users at Texas A&M will pay an extra $360 a year for health coverage starting Sept. 1 under a new A&M System policy that aims to keep people healthier and save money by cutting down on costs of treating tobacco-related diseases. READ MORE >>

Thursday, February 2, 2012

Health Insurance Stocks For a Republican Win

Investors busy assessing how the state of the global economy will affect their stock portfolios should start thinking about how the presidential race will weigh in. READ MORE >>

Thursday, January 26, 2012

TAX TIP: Get Long-Term Care Insurance NOW to Qualify for Deduction Next Year

Long-term care insurance is subsidized, in effect, by Uncle Sam. "For many people, a large part of their premium cost is deductible on their federal tax return," says Denise Gott, National Sales Manager and Chairman of the Board of LTC Financial Partners, LLC (LTCFP). READ MORE >>

Tuesday, January 17, 2012

Texas consumers eligible for health insurance rebates may see a lower amount than originally thought

In Texas, some 690,000 consumers may receive approximately $160 million in insurance rebates in August. The money comes as part of the medical loss ratio provision of the Affordable Care Act, which dictates that insurers must pay at least 80% of the money they collect from premiums on medical care and if they cannot meet this standard they must return the money to policyholders. READ MORE >>

Monday, January 16, 2012

Federal tax deduction for mortgage insurance premiums expires

Though its demise drew little attention because of the partisan year-end brawl over the payroll tax cut extension in Congress, a key mortgage financing benefit disappeared at the end of December: the ability of large numbers of home buyers and owners to write off the premiums they pay for mortgage insurance. READ MORE >>

Wednesday, January 4, 2012

How to do a 'Needs Analysis' before you buy life insurance

When buying life insurance, don't choose a policy before you understand the financial needs of your beneficiaries. Damon Bates, a vice president at Massachusetts Mutual Life Insurance Co., says most people's thinking is backwards when it comes to life insurance. READ MORE >>

Tuesday, January 3, 2012

Work Insurance Often Offers Coverage For Programs To Stop Smoking

Seventy percent of smokers say they’d like to quit, and now, just three days into the new year, many may already be struggling to stick to their resolution to make 2012 a smoke-free year. If quitting were easy, after all, chances are good that nearly one in five adults wouldn’t still be smokers, a figure that hasn’t budged much in several years. READ MORE >>

Thursday, December 15, 2011

Insurance Won’t Pay For Teen Weight Loss Surgery…And Why Should They?

Child and teen obesity is a growing problem, and the latest trend in treatment methods is bariatric surgery. But, as NPR reports today, many insurance companies won’t cover weight loss surgery for teens. But for all the outrageous exemptions that insurance companies make, I have to say: I don’t think this is one of them. READ MORE >>

Wednesday, December 14, 2011

Affordable Care Act Helps 900,000 Young Adults Get Health Insurance

Today, the National Center for Health Statistics at the Centers for Disease Control and Prevention (CDC) released data illustrating that the Affordable Care Act continues to significantly increase the number of young adults who have health insurance. READ MORE >>

Wednesday, October 26, 2011

Obama Speeds Up Aid for College Students: How Will It Help You?

President Obama will pitch a plan today to help ease the burden of loans on college students, as a new report shows that higher education is becoming more expensive for many young Americans. Starting next year, borrowers’ student loan payments will be capped at 10 percent of their discreti... READ MORE >>

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