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Tuesday, January 31, 2012The federal government has rejected a request by Texas to be excluded from a new law that limits how much health insurance companies can spend on overhead. The law is part of the Affordable Care Act, changes made in federal health care law in 2010 that Texas officials say is unconstitutional. READ MORE >>
Wednesday, January 25, 2012The ultimate goal of anyone with a life insurance policy is to ensure that their loved ones are comfortable after they pass away. If you do not update your insurance coverage when changes occur in your life, you could leave your family without the benefits you intended. READ MORE >>
Tuesday, January 24, 2012 We have all read the news headlines about the Costa Concordia disaster over the past 10 days. The ship ran aground on Friday 13th January off the coast of Giglio in the Tyrrhenian Sea off the West Coast of Italy after a hitting a rock. It was carrying over 4,000 passengers and crew. READ MORE >>
Wednesday, January 18, 2012The capsizing of the Costa Concordia could not have come at a worse time for the cruise industry — right at the start of the peak booking season. Even if passengers aren’t scared away, the accident will cost hundreds of millions of dollars. READ MORE >>
Tuesday, January 17, 2012In Texas, some 690,000 consumers may receive approximately $160 million in insurance rebates in August. The money comes as part of the medical loss ratio provision of the Affordable Care Act, which dictates that insurers must pay at least 80% of the money they collect from premiums on medical care and if they cannot meet this standard they must return the money to policyholders. READ MORE >>
Thursday, January 12, 2012Texas insurance regulators expect a decision soon from the Obama Administration on whether they can delay forcing insurers to pay rebates to health plan members if the companies exceed new medical loss ratio requirements. READ MORE >>
Friday, January 6, 2012The Supreme Judicial Court of Massachusetts struck down a state law in effect since 2009 that barred some legal immigrants residing in the state from receiving subsidized health insurance coverage. The court ruled that the law violated the immigrants’ right to equal protection under the Massachusetts Constitution. READ MORE >>
Thursday, December 29, 2011The Value of Accidental Death Coverage Some deaths are expected. Following months or years of illness, an expected death may even come as a relief that ends the suffering of the now deceased and allows his or her survivors to come together and celebrate the deceased’s life. READ MORE >>
Monday, December 5, 2011A new insurance commissioner has allowed State Farm to charge higher rates and deductibles in Texas. State Farm Insurance on Dec. 1 was authorized to switch many of its 1.2 million homeowner policies to a higher deductible. The Dallas Morning News reports Commissioner Elanor Kitzman, who took office in August, found no reason to reject the increases. READ MORE >>
Thursday, November 17, 2011Insurance has a fairly simple purpose: help make policy holders financially whole, up to the limits of the policy, after losses experienced during an insurable event. While the goal of insurance is simple, its execution doesn’t always follow the same clean lines. READ MORE >>
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