Monday, July 19, 2010Regardless of how much time you have to react to a disaster, you can do things well in advance to prepare. A little advance planning could save your life. To prepare for any kind of disaster, pack a survival kit that includes: Water in non-breakable containers A first-aid kit READ MORE >>
Monday, July 19, 2010 Q) If I let someone borrow my car and they are in an accident, whose (if any) insurance will apply? A) A good rule of thumb: "Liability follows the car." In most cases, the insurance on the vehicle will apply if the accident is sustained while the vehicle is being driven by someone with permission. READ MORE >>
Monday, July 19, 2010Are you tired of your rates going up year after year on home and auto? Are they no longer writing in your zip code? Have they increased your deductible? Does it seem like State Farm, Farmers, Allstate, Geico, Progressive, Esurance & Nationwide are always going up on their price. READ MORE >>
Friday, July 16, 2010As I was driving down the road recently, a woman making a three-point turn backed into my vehicle. Her car was almost perpendicular, blocking the road except for the right lane. I tried to pass in that lane, and she hit me. The collision damaged my car significantly but caused little damage to her SUV. READ MORE >>
Friday, July 16, 2010So you get pulled over, and you know you’ve let your car insurance lapse. Johnny Law is walking up to your window, just aching to bust you for driving without insurance. But if you don’t tell him that you don’t have active insurance, he’ll never know, right? Wrong. READ MORE >>
Friday, July 16, 2010I was in a car accident recently, and I showed the police officer an insurance card for a canceled policy. I knew the policy was defunct, but I didn’t want the officer to know I didn’t have car insurance. Could I go to jail for this? Answer The answer to this question depends on the laws of your state. READ MORE >>
Friday, July 16, 2010My brother found a car that is a really good deal, but it has a salvage title. What does that mean exactly? Should I not buy the car? A salvage title is something that is issued by a state when a vehicle is severely damaged and the costs of repair can exceed the vehicle’s value. READ MORE >>
Friday, July 16, 2010If I file a claim for a broken windshield under my comprehensive coverage, will my insurance rates go up? Answer Typically, claims against your comprehensive coverage do not affect car insurance rates, but this practice will vary from insurer to insurer. READ MORE >>
Friday, July 16, 2010What should I consider when choosing my deductible? If you carry collision or comprehensive coverage on your auto insurance, you will have to choose your deductibles when you set up your policy. Most insurers provide policyholders with four or five different deductible options from which to choose. READ MORE >>
Thursday, July 15, 2010What to do when you’re being pulled over 1. Pull to the side of the road safely Use your turn signals and slow down. Move as far to the right-hand side of the road as possible so the officer won’t have to worry about being clipped by passing vehicles. Then: Turn on your emergency flashers READ MORE >>
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