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Home > Blog > Reliable Insurance Managers, Inc. Blog Page 40
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Reliable Insurance Managers, Inc. Blog Page 40

View the latest blog posts from Reliable Insurance Managers, Inc..

Tuesday, July 20, 2010

The 2 Types of Life Insurance

Term Insurance  This is the simplest and cheapest type of life insurance. It means you are insured for as long as you maintain the policy, for a stated term. READ MORE >>

Tuesday, July 20, 2010

Why Do Insurance Companies Check Credit Score?

So, you probably already know that a good credit score can mean lower interest rates on loans. However, did you know that many insurance companies offer discounts for consumers who maintain an above average credit rating? Here’s how it works and what you should know: When you get an insurance quote (home, auto, etc. READ MORE >>

Tuesday, July 20, 2010

What is the Difference Between Home & Title Insurance?

Homeowners insurance and title insurance are two totally different types of insurance coverage that protect against different risks. Homeowners insurance covers loss or damage to your home; other structures on your property; personal property kept in your home; loss of use;  liability; and medical expenses for accidents that occur on your property. READ MORE >>

Tuesday, July 20, 2010

Is My Roommate's Stuff Covered Under My Home Insurance?

Typically the answer to this question is no. The contents portion of your homeowners insurance policy provides coverage for the policyholder’s belongings as well as immediate family members who reside in the home (children, spouse). READ MORE >>

Tuesday, July 20, 2010

Can Your Insurance Company Make You Replace Your Roof

Your insurance company can never force you to replace your roof or any other part of your home. However, if your roof is in poor condition due to a lack of proper maintenance, the insurance company does have the right to non-renew your policy. Every provider is different, though, and you should check the specific details of your policy for more information. READ MORE >>

Monday, July 19, 2010

Protect Your Home During The Winter

Frosty winter days call for hot chocolate and warm fires—not home maintenance. You can help keep winter weather from infiltrating your home by properly preparing for the cold months ahead. And if Jack Frost does come nipping at your nose, having the right home insurance coverage helps ensure you have the funds to make any repairs quickly and easily. READ MORE >>

Monday, July 19, 2010

Does Your Insurance Cover Dog Attacks?

Americans love their dogs. In many households, canines are considered part of the family, participating in daily and weekend activities, along with other family members.   Though dogs can be loving and fun—and offer never-ending companionship—they can also be unpredictable: sweet and docile one minute, and aggressive and dangerous the next, depending on the situation. READ MORE >>

Monday, July 19, 2010

Difference Between Cancellation & Non-Renewal?

If you think that policy non-renewal and cancellation is the same thing, think again. There's a substantial difference between these two. Generally an insurer hasn't the right to cancel a home insurance policy that is active for more than 60 days except when: Your premium is not paid in time READ MORE >>

Monday, July 19, 2010

Do I Have To Have Home Insurance?

Unlike the situation with car insurance, you aren't legally required to own a home insurance policy to live in your house. But, in case you've used a mortgage to finance the purchase of your house the lender will most likely require you to purchase a home insurance policy. READ MORE >>

Monday, July 19, 2010

5 Rules For Car Pooling

Buff up on current events Catch the news or listen to AM radio before you leave. Your awareness of what's new will come in handy during that long tunnel ride when the radio cuts out. Discuss costs upfront Generosity is king of the carpool lane. Make sure there's no miscommunication regarding gas money, toll money, etc. READ MORE >>

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